Absolute Advantage Funeral Plan
The Absolute Advantage Funeral Plan enables you to do your financial planning from the comfort and privacy of your home and includes much more than just funeral benefits. We believe that the benefits of any policy should begin before you pass away.

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We have two Absolute Advantage options with unique benefits to suit your needs. Both plans can be taken out immediately over the phone.
![]() Compare Plans | Singles Plan | Main Life Insured and | Main Life Insured and | Family Plan |
|---|---|---|---|---|
Cover amount | R75 000 | R75 000 | R75 000 | R75 000 |
Lives covered | main life insured | main life insured and their spouse | main life insured and up to 5 dependent children under the age of 21 years | main life insured, his or her spouse and up to 5 dependent children under the age of 21 years |
Extended family members May be added to the funeral plan up to the age of 79 | additional premium | additional premium | additional premium | additional premium |
Waiting period for natural death | yes, 6 months from the policy’s acceptance date | yes, 6 months from the policy’s acceptance date | yes, 6 months from the policy’s acceptance date | |
Waiting period for accidental death | none, immediate cover | none, immediate cover | none, immediate cover | none, immediate cover |
Instant accidental death cover until the policy starts | yes – R5 000 | yes – R5 000 | yes – R5 000 | yes – R5 000 |
Premium increase | yes – premiums (10%) and benefits (6%) every year | not available for extended lives | not available for extended lives | yes – premiums (10%) and benefits (6%) every year |
Family income benefit Income for your family for 6 months after your death | additional premium | yes – premiums (10%) and benefits (6%) every year | yes – premiums (10%) and benefits (6%) every year | additional premium |
Memorial benefit paid out 5 or 11 months after the death of a life insured | additional premium | additional premium | additional premium | additional premium |
Double pay-out on accidental death | additional premium | additional premium | additional premium
| additional premium |
Guaranteed cash back Receive money every 4 years even if you claim | additional premium | additional premium | additional premium | additional premium |
Premium Waiver - death Guaranteed insurance for your family, without them having to pay any premiums after your death | additional premium | additional premium | additional premium | additional premium |
Premium Waiver – retrenchment Guaranteed insurance for you and your family, without paying any premiums for up to 6 months if you get retrenched from your job. | additional premium | additional premium | additional premium | additional premium |
Assupol On-Call
| additional premium | additional premium | additional premium | additional premium |
On-Call Plus
| additional premium | additional premium | additional premium | additional premium |
Health+ This benefit provides cover for non-medical expenses as a result of hospitalisation. It pays out after three or more consecutive nights in hospital. | additional premium | additional premium | additional premium | additional premium |
We have two Absolute Advantage options with unique benefits to suit your needs. Both plans can be taken out immediately over the phone.
Understanding The Absolute Advantage Funeral Plan
Our paid-up benefit is automatically included at no additional cost if the main life insured is younger than 55 years at the start of the policy. This feature means that premiums will no longer be payable after the main life insured’s 65th birthday, while all benefits will remain in force.
Important
- Benefits are provided for life and will not cease once you turn 65,
retire or leave your present employment. - Instant accidental death cover is provided until your policy starts.
Please note that contract provisions apply to all policies.



