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The Excellence Family Funeral Plan has its own unique benefits, that we can discuss when we meet face-to-face.

Minimum premium (monthly)
Maximum benefit (cover) R100 000 for policyholder and spouse
R75 000 for all other dependants
Cover for your children
For their whole life, not just until they turn 21 years
Stillborn and new-born baby cover
Cover for stillborn children, and new-born children are covered for their first 3 months
Affordable premiums
You can increase yearly to increase your benefits
No underwriting, no medical questions
Easy acceptance
Waiting period for natural death Yes, 6 months from the policy’s acceptance date
Waiting period for accidental death None, immediate cover
Instant accidental death cover until the policy starts Yes – R5 000
Guaranteed insurance for your family
Without them having to pay any premiums for 5 years after your death
Lives that can be covered
Unlimited number of family members can be covered
you, your spouse, children and extended family members
Family income benefit
Income for your family for 6 months after your death
additional premium
Memorial benefit
Benefit paid out 5 or 11 months after the death of a life insured
additional premium
Double pay-out on accidental death additional premium
Guaranteed cash back
Receive money every 4 years even if you claim
additional premium
Premium Waiver Plus
Guaranteed insurance for your family, without them having to pay any premiums after your death
additional premium
Premium Waiver – retrenchment
Guaranteed insurance for you and your family, without paying any premiums for up to 6 months if you get retrenched from your job.
additional premium
Paid-up benefit
The choice to not pay more premiums after you turn 65 and all policy benefits remain for all lives insured. There is a level or increasing paid-up option.
additional premium
Assupol On-Call
HIV/Aids assistance
Information about medical matters General telephonic medical assistance – by a qualified nursing sister
Ambulance and other transport in a life-threatening medical emergency
Admission fee to a medical facility
Transport of the deceased and family members
Other benefits if the life insured dies
Trauma counselling
Tutor assistance to children
Information about financial matters
instantDiscounts™ if the life insured dies
Discount on funerals
On-Call Plus
This benefit pays out on the death of a life insured and can be spent in any combination on instantGroceries®, electricity, transport and airtime.
Valid instantGroceries® claims are paid in minutes after a claim has been registered, and can be spent at participating shops countrywide – this includes Checkers, Pick n Pay and Shoprite.
Real convenience in a time of need
additional premium
This benefit provides cover for non-medical expenses as a result of hospitalisation.
It pays out after three or more consecutive nights in hospital.
Download Health+ brochure
Health+ terms and conditions
additional premium


Please note that contract provisions apply to all policies. Contact us today to learn more


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