Minimum premiumR70 per month
Maximum benefit (cover)R75 000 for policyholder and spouse
R60 000 for all other dependants
Cover for your children
For their whole life, not just until they turn 21 years
yes
Stillborn and new-born baby cover
Cover for stillborn children, and new-born children are covered for their first 3 months
yes
Affordable premiums
You can increase yearly to increase your benefits
yes
No underwriting, no medical questions
Easy acceptance
yes
Waiting period for natural deathyes – 6 months from the policy’s acceptance date
Waiting period for accidental deathimmediate cover
Instant accidental death cover until the policy startsyes – R5 000
Guaranteed insurance for your family
Without them having to pay any premiums for 5 years after your death
yes
Lives that can be covered
Unlimited number of family members can be covered
you, your spouse, children and extended family members
Family income benefit
Income for your family for 6 months after your death
additional premium

Memorial benefit
Benefit paid out 5 or 11 months after the death of a life insured

additional premium

Double pay-out on accidental death

additional premium

Guaranteed cash back
Receive money every 4 years even if you claim

additional premium

Premium Waiver Plus
Guaranteed insurance for your family, without them having to pay any premiums after your death

additional premium

Premium Waiver – retrenchment
Guaranteed insurance for you and your family, without paying any premiums for up to 6 months if you get retrenched from your job.

additional premium

Paid-up benefit
The choice to not pay more premiums after you turn 65 and all policy benefits remain for all lives insured. There is a level or increasing paid-up option.

additional premium

Assupol On-Call
HIV/Aids assistance
Information about medical mattersGeneral telephonic medical assistance – by a qualified nursing sister
Ambulance and other transport in a life-threatening medical emergency
Admission fee to a medical facility
Transport of the deceased and family members
Other benefits if the life insured dies
Trauma counselling
Tutor assistance to children
Information about financial matters
instantDiscounts™ if the life insured dies
Discount on funerals

yes

On-Call Plus
This benefit pays out on the death of a life insured and can be spent in any combination on instantGroceries™, electricity, transport and airtime.
Valid instantGroceries™ claims are paid in minutes after a claim has been registered, and can be spent at participating shops countrywide – this includes Boxer, Checkers, Pick n Pay and Shoprite.
Real convenience in a time of need

additional premium

Health+
This benefit provides cover for non-medical expenses as a result of hospitalization.
It pays out after three or more consecutive nights in hospital.
Download Health+ brochure

additional premium

Important

Please note that contract provisions apply to all policies. Contact us today to learn more