Groups

Planning ahead makes things easier

This plan makes it possible for smaller businesses to provide risk cover to their employees and meet the expectation that they will assist surviving family members with the costs of an employee’s funeral.

Group Employee Plan

Policy Highlights

Single Cover

This plan covers the employee only.

from

R35

per month

Features

No proof of health is required, but waiting periods do apply.
Funeral benefits are paid within 24 hours, after necessary documents and information have been received.
Additional dependent children can be added, from the sixth child, at an additional R1.50 per child per month.

Download Brochure

Family Cover

This plan covers the employee, one spouse and up to four dependent children.

from

R45

per month

Features

The family plan covers the employee, one spouse and up to four dependent children under 22, or under 25 if a registered full-time student.

Download Brochure

Assupol On-Call

This plan provides a valuable support service, whenever you need it

from

R4

per month

Features

Transport of the deceased to the place of the funeral
Transport of up to four family members to the funeral
General information and guidance, by telephone
General information on legal matters, by telephone
instantDiscounts™

Download Brochure

Why you should get Our Group Employee Plans

Planning ahead makes a difference. Cover yourself and your family within minutes from your mobile phone, tablet or computer.

Funeral benefit

Accidental Death benefit

In the event of the accidental death of a life insured, the following benefit amounts will be payable:

R12 500 for the employee or spouse.

R5 000 per child.

Not more than R37 500 per family involved in the same accident.

If the accident happens while travelling by public transport, for example taxi, bus or train, then double these benefit amounts will be payable.

This benefit does not provide cover for persons younger than six months, or older than 70 years.

Accidental Permanent Disability benefit

Premium Waiver / Bridging benefits

Assupol On-Call benefit

HIV care benefit

24-hour call centre providing information, assistance and counselling on HIV/Aids.

Telephonic trauma counselling for rape incidents.

Two consultations for rape or trauma by an appropriate provider recommended by the call centre.

Two blood tests for rape or potential exposure cases. One immediately on potential infection and a second three months later to check sero-conversion.

Anti-retroviral or prophylactic therapy to prevent sero-conversion for a period longer than 28 days.

If required, registration only, into a management programme as recommended by the call centre.

Waiting Periods

The following waiting periods apply for the Family Funeral Plan and the Premium Waiver benefit:

For death benefits, other than accidental death, a waiting period of three months from the start date of the policy applies.

No benefits are payable if the claim results directly or indirectly from suicide or attempted suicide, during the first 24 months from the start date of the cover, notwithstanding that such suicide or attempted suicide is the result of the insanity (temporary or permanent), mental illness, the influence of drugs or intoxication of the life insured.

Talk to an agent today

Learn more about the different Assupol products and services

and get a quote for your specific needs.