Life Products

The Health+® Plan

This plan can be taken to protect you and your family against the financial impact of hospitalisation. This product provides daily income to cover non-medical expenses when you are hospitalised.

From as little as R232 per month, our Health+ Plan offers an amount of up to R2 000 per day spent in hospital.

 

Important: this is not a medical scheme and the cover is not the same as that of a medical scheme. This policy or benefit is not a substitute for medical scheme membership.

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Policy highlights

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You can choose from R200 up to R2 000 per day. 

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The Health+ Cash benefit is available for clients with and without medical aid

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Premiums increase yearly to grow your benefits

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Immediate cover for hospitalisation because of an accident. 

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The Health+ Cash benefit can be added for the policyholder, spouses, children under 21 (own, adopted or step) and parents or parents-in-law. Children remain covered beyond age 21. 

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The Health+ Cash benefit can be claimed multiple times

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The unique New-born Assist feature is automatically included.

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The Health+ Cashback is automatically included. Get 10 times your average monthly premium back every four years, even if you claimed. 

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Spouse continuation 

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A Critical Illness benefit of up to R100 000 can be added for you or your spouse. 


How does the Health+® Plan work?

Type of cover

The product provides cover for non-medical expenses as a result of hospitalisation 

Term of cover

Whole of life 

Health+ Cash benefit amount 

R 200 up to R 2 000 per day (up to R1 000 per day for parents)

Minimum premium

From as little as R232 per month 

Lives assured that can be covered 

The policyholder, spouse, children under 21 and parents 

Age at entry 
  • Policyholder: from 18 onwards 
  • Spouse: from 18 onwards 
  • Children: up to 20 years (whole-life cover) 

  • Parents: from 35 onwards 
Waiting period 
  • Three months after cover has started. No waiting periods apply for hospitalisation because of
 an accident
  • 
Exclusions do apply* 
Benefit limits
  • Daily amount up to R2 000 per day per life insured. 
  • Multiple claims are allowed.
  • A maximum benefit payment of 180 days in a policy year                        
      over all lives covered
  • Up to 30 days per hospitalisation event 

How does the Health+® Plan work?


View Exclusions

Please refer to the policy provisions for more information about exclusions*

 

 

Important : this is not a medical scheme and the cover is not the same as that of a medical scheme. This policy or benefit is not a substitute for medical scheme membership.