Progress Legacy Plan | Progress 4Life Plan | Progress 4Sure Plan | Progress Accident Plan | |
---|---|---|---|---|
Minimum premium | R150 pm | R120 pm | R90 pm | R73 pm |
Maximum benefit (cover) | R10 million | R1,2 million | R300 000 | R1 million |
Funeral cover for you and your spouse | included, optional for your spouse | included, optional for your spouse | included | no |
Funeral cover for your parents and children | additional premium | additional premium | additional premium | not available |
Yearly premium increases Increase your benefits and ensure that benefits keep up with the effects of inflation | yes | yes | yes | yes |
Blood tests | yes – only an HIV test | no | no | no |
Cash back benefit All premiums are paid back to you every 10 or 15 years, if you don’t claim | not available | additional premium | additional premium | not available |
Disability and critical illness cover | additional premium | additional premium | additional premium | not available |
Loan protector Assist with the repayment of a loan when you die (e.g. a home loan) | additional premium | not available | not available | not available |
Education option Assist to fund your children’s education when you die | additional premium | not available | not available | not available |
RA Maturity reward The value of your Carefree Life Retirement Annuity is increased because you have life cover with Assupol | included | included, if you have a qualifying Progress Legacy Plan | included, if you have a qualifying Progress Legacy Plan | not available |
Premium Waivers Death and/or Occupational Disability Plus and/or Physical Impairment | additional Premium | additional Premium | additional Premium | not available |
Premium Waiver – retrenchment Guaranteed insurance for you and your family, without paying any premiums for up to 6 months if you get retrenched from your job | not available | additional premium | additional premium | not available |
Assupol On-Call HIV/Aids assistance Information about medical matters General telephonic medical assistance – by a qualified nursing sister Ambulance and other transport in a life-threatening medical emergency Admission fee to a medical facility Transport of the deceased and family members Other benefits if the life insured dies Trauma counselling Tutor assistance to children Information about financial matters instantDiscounts™ – if the life insured dies Discount on funerals | additional premium | additional premium | additional premium | additional premium |
On-Call Plus This benefit pays out on the death of a life insured and can be spent in any combination on instantGroceries®, electricity, transport and airtime. Valid instantGroceries® claims are paid in minutes after a claim has been registered, and can be spent at participating shops countrywide – this includes Checkers, Pick n Pay and Shoprite. Real convenience in a time of need | additional premium | additional premium | additional premium | additional premium |