We have four products, each with its own unique benefits, which you can choose from to suit your needs

Progress Legacy PlanProgress 4Life PlanProgress 4Sure PlanProgress Accident Plan
Minimum premiumR150 pmR120 pmR90 pmR73 pm
Maximum benefit (cover)R10 millionR1,2 millionR300 000R1 million
Funeral cover for you and your spouseincluded, optional for your spouseincluded, optional for your spouseincludedno
Funeral cover for your parents and childrenadditional premiumadditional premiumadditional premiumnot available
Yearly premium increases
Increase your benefits and ensure that benefits keep up with the effects of inflation
yesyesyesyes
Blood testsyes – only on HIV testnonono
Cash back benefit
All premiums are paid back to you every 10 or 15 years, if you don’t claim
not availableadditional premiumadditional premiumnot available
Disability and critical illness coveradditional premiumadditional premiumadditional premiumnot available
Loan protector
Assist with the repayment of a loan when you die (e.g. a home loan)
additional premiumnot availablenot availablenot available
Education option
Assist to fund your children’s education when you die
additional premiumnot availablenot availablenot available
RA Maturity reward
The value of your Carefree Life Retirement Annuity is increased because you have life cover with Assupol
includedincluded, if you have a qualifying Progress Legacy Planincluded, if you have a qualifying Progress Legacy Plannot available
Premium Waivers
Death and/or Occupational Disability Plus and/or Physical Impairment
additional Premiumadditional Premiumadditional Premiumnot available
Premium Waiver – retrenchment
Guaranteed insurance for you and your family, without paying any premiums for up to 6 months if you get retrenched from your job
not availableadditional premiumadditional premiumnot available
Assupol On-Call
HIV/Aids assistance
Information about medical matters
General telephonic medical assistance – by a qualified nursing sister
Ambulance and other transport in a life-threatening medical emergency
Admission fee to a medical facility
Transport of the deceased and family members
Other benefits if the life insured dies
Trauma counselling
Tutor assistance to children
Information about financial matters
instantDiscounts™ if the life insured dies
Discount on funerals
additional premiumadditional premiumadditional premiumadditional premium
On-Call Plus
This benefit pays out on the death of a life insured and can be spent in any combination on instantGroceries™, electricity, transport and airtime.
Valid instantGroceries™ claims are paid in minutes after a claim has been registered, and can be spent at participating shops countrywide – this includes Boxer, Checkers, Pick n Pay and Shoprite.
Real convenience in a time of need
additional premiumadditional premiumadditional premiumadditional premium